Car readiness check

Can I really afford this car?

Enter your figures below. We'll show the true monthly cost, how much of your disposable income it eats, and the costs you may have missed.

1The car
2Running costs
3Your finances

The car

Price and how you'd pay for it

£

The full on-the-road price.

£

Upfront amount you'll pay.

£

Part-exchange or sale value.

£

The finance monthly figure.

mo

e.g. 48

%

Annual percentage rate.

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Important — please read

DecisionReady is an information and calculation tool. It does not give financial, investment, mortgage, or loan advice, and it does not tell you what to buy or borrow. Figures are estimates based on what you enter and may not reflect your exact circumstances. Always do your own research and consider speaking to a qualified, independent financial adviser before making a major decision.

Trusted official sources

© 2026 DecisionReady. A readiness tool, not financial advice.

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